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Mortgage Refinancing Newsletter
  • Stalled mortgage rates have buyers on edge — when could 6% loans make a comeback? 19 Dec 2025 20:32 GMT

    … plan their costs. Mortgage rate predictions for 2026Predictions … are mixed. The Mortgage Bankers Association (MBA) … government shutdown. Conventional mortgage rates likely won’t … refinance later to a lower rate. FAQs Q1. When will mortgage

  • What Is a Mortgage Loan Modification? 19 Dec 2025 20:22 GMT

    mortgage loan modification changes your current loan (it’s not a refinance … commonly, principal reduction Modification vs. refinance, forbearance, and repayment plans Option … a mortgage loan modification influence my credit profile and ability to refinance

  • Mortgage Apps Still Strong vs Last Year, But Down Slightly Last Week 19 Dec 2025 18:53 GMT

    … to MBA’s Weekly Mortgage Applications Survey for the … year ago, underscoring continued refinance interest as rates remain rangebound … cycle. As a result, mortgage applications declined slightly,” said … increased to 0.4%. Mortgage Rate Summary: 30yr Fixed: …

  • Lazerson’s 2026 mortgage and housing predictions 19 Dec 2025 16:05 GMT

    … 2026. Mortgage-minded consumers buying and refinancing will … mortgage but not from the mortgage giants. 4) The portable mortgage … will not happen. The mortgage … : correct) 7) Mortgage delinquencies did spike 10% …

  • What interest rates and inflation will mean for your money and mortgage in 2026 19 Dec 2025 12:54 GMT

    … have major implications for the mortgage rates, savings accounts, … Go to website ADVERTISEMENT Mortgages Interest rates set the … Interest rates How far mortgage rates continue falling in … significantly higher, meaning those refinancing could pay hundreds of …

  • 'Zombie Mortgages' Haunt 9 Million Homeowners with Debts That Doubled After 20 Years 19 Dec 2025 10:34 GMT

    … when he looked into refinancing options to help pay … specifically to enforce mortgage consumer-protection laws. Investigators … tricked and trapped by zombie mortgages,'; Warren stated. … enacted legislation addressing zombie mortgage abuses, leaving most borrowers …

  • California law hurts secondary mortgage market, lenders say 19 Dec 2025 04:07 GMT

    … say will freeze the secondary mortgage market.  Processing Content The California … into play in situations involving refinances, reverse mortgages, home equity lines of … options will destabilize the greater mortgage market, lenders repeated.  California …

  • Variable mortgages will be the cheapest pick in 2026. Here’s what borrowers should know 18 Dec 2025 23:00 GMT

    … for the economy, mortgage shoppers could finally see … hiking rates. Variable-rate mortgages are making a comeback … refinance and incurring the fees that come with breaking your mortgage … this type of variable mortgage offers borrowers payment predictability …

  • Weekly Mortgage Rates Stable But Could Dip Lower 18 Dec 2025 22:39 GMT

    … being particularly important for mortgage rates — mortgage rates tend to … from the Federal Reserve, mortgage rates could fall in … inflation numbers could give mortgage rates some downward momentum. … current homeowners hoping to refinance out of higher interest …

  • Ticker: Inflation cooled last month; Mortgage rates near low for year 18 Dec 2025 21:55 GMT

    … year-over-year increase. Mortgage rates near low for year … 6.22% last week, mortgage buyer Freddie Mac said Thursday … -year fixed-rate mortgages, popular with homeowners refinancing their home loans … .92%, Freddie Mac said. Mortgage rates began easing in July …

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